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Insurance Fraud Monitoring Framework Guidelines, 2025

IRDAI's October 2025 binding regulations effective April 1, 2026, mandating AI/ML-powered fraud detection systems, board-approved Anti-Fraud Policy, and participation in industry-wide fraud monitoring technology framework.

The AIACT.IN India AI Regulation Tracker

This is a simple regulatory tracker consisting all information on how India is regulating artificial intelligence as a technology, inspired from a seminal paper authored by Abhivardhan and Deepanshu Singh for the Forum of Federations, Canada, entitled, "Government with Algorithms: Managing AI in India’s Federal System – Number 70".

We have also included case laws along with regulatory / governance documents, and avoided adding any industry documents or policy papers which do not reflect any direct or implicit legal impact.

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October 2025

Issuing Authority

Insurance Regulatory and Development Authority of India (IRDAI)

Type of Legal / Policy Document

Secondary Legislation

Status

Enacted

Regulatory Stage

Regulatory

Binding Value

Legally binding instruments enforceable before courts

Related Long-form Insights on IndoPacific.App

Regulatory Sovereignty in India: Indigenizing Competition-Technology Approaches [ISAIL-TR-001]

Deciphering Artificial Intelligence Hype and its Legal-Economic Risks [VLiGTA-TR-001]

Averting Framework Fatigue in AI Governance [IPLR-IG-013]

Reckoning the Viability of Safe Harbour in Technology Law, IPLR-IG-015

Related draft AI Law Provisions of aiact.in

Section 15 – Guidance Principles for AI-related Agreements

Section 16 – Guidance Principles for AI-related Corporate Governance

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